Kansas, Personal Finance Graduation Requirement

Kansas requires it.
We teach it.

Kansas requires a personal finance course for every public high school student. Below is the complete alignment between The Crescara//Project curriculum and Kansas's personal finance education standards.

The Law

What Kansas State Board of Education Graduation Requirement actually requires.

In November 2021, the Kansas State Board of Education approved updated graduation requirements, including a required half-credit financial literacy course for all Kansas public high school students. The requirement is a Board of Education rule rather than a standalone legislative act. Kansas established a personal finance graduation requirement in 2024, joining the growing number of states that have made financial literacy a condition of receiving a high school diploma. The requirement applies to all students in public high schools and demands a standalone course covering income, banking, credit, savings, and investing.

Kansas schools are now identifying curriculum that meets the state's financial literacy standards. The Crescara//Project is fully developed and ready to implement, covering all required content areas and providing teachers with a complete, technology-driven program that requires no prior financial background.

2024
Year Kansas established a personal finance graduation requirement for all public high school students
Half credit
Standalone personal finance course required for graduation under Kansas education standards
9 Required Content Areas
Every content area in this state's personal finance standards is covered across Units 1, 2, and 3 of The Crescara//Project.
Full Curriculum Alignment

Every required topic. Covered.

Kansas State Board of Education Graduation Requirement Required Topic
Crescara//Project Coverage
Unit
Income and Employment
Ch. 2 Paycheck and Benefits, Ch. 10 Career and Resumes, Ch. 11 Negotiating
Units 1 and 2
Taxes
Ch. 13 Taxes, what a paycheck actually takes, why, and how to file
Unit 2
Budgeting and Money Management
Ch. 3 Budgeting, Ch. 4 Know Where Your Money Is, Ch. 5 Exponential Growth of Money
Unit 1
Saving and Building Wealth
Ch. 5 Exponential Growth of Money, Ch. 6 Banks and Accounts, Ch. 23 High Yield Savings, CDs, and Treasuries
Units 1 and 3
Credit and Debt
Ch. 12 Credit Scores, Ch. 14 Interest Rates, Ch. 16 Credit Cards, Ch. 17 Student Loans
Unit 2
Banking and Financial Services
Ch. 6 Types of Banks, Credit Unions, and Accounts, Ch. 26 Platform Simulations
Units 1 and 3
Insurance and Risk Management
Ch. 18 Healthcare and Disability, Ch. 24 Life Insurance, plus the Consequence Engine insurance scenarios
Units 2 and 3
Investing
Ch. 19 Investment Overview, Ch. 20 Stocks and Bonds, Ch. 21 Funds, Ch. 22 Costs of Investing, Ch. 26 Brokerage Platforms
Unit 3
Financial Goal Setting
Ch. 8 Setting Goals, Ch. 7 Psychology of Money, Ch. 9 How to Build Wealth, Ch. 27 Capstone
Units 1 and 3
Beyond Compliance

Meeting the mandate is the floor. We teach past it.

Kansas State Board of Education Graduation Requirement sets the minimum. A checklist of topics is not a curriculum. The Crescara//Project sequences Kansas's required content areas in the order students will actually encounter them in life, connects them to each other, and builds habits through repetition, not review sheets.

You can't teach investing without first teaching budgeting. You can't teach credit without first teaching income. The sequence is the curriculum.

Personalized by geography
Content adapts to each student's real financial context. A student in rural Kansas and a student in a major city are not facing the same realities.
Habits built in, not bolted on
Budgeting, saving, reading fine print, reinforced across all three units through the Consequence Engine, not addressed once in a single chapter.
Zero prior knowledge assumed
Every concept is introduced from scratch. Teachers do not need a financial background. Students do not need one either.
Ready to meet the mandate?

The curriculum is ready now.

Kansas schools that connect now will be ahead of the requirement. Reach out at info@crescaraproject.org.

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